Let’s be honest—money worries can feel overwhelming.

Whether it’s rising living costs, unexpected bills, or just trying to make your income stretch a little further, financial pressure can sneak into every part of your life.

And you're not alone.

The Hidden Toll of Financial Stress

In both Australia and New Zealand, financial stress is one of the leading causes of anxiety, sleep problems, and even relationship strain. Studies show that over 50% of New Zealanders worry about money on a regular basis, while in Australia, around 1 in 3 working adults experience financial stress that directly impacts their wellbeing.

You might not talk about it at work—but it follows you there.

Financial stress can show up in different ways:

• Trouble focusing

• Low energy and motivation

• Mood swings or irritability

• Avoiding social interactions

• Feeling stuck or hopeless

Why Financial Health is Mental Health

Just like physical or emotional health, your relationship with money deserves care and attention. Financial wellbeing isn’t about being wealthy—it’s about feeling confident, secure, and in control of your finances.

And the good news? Small changes really can make a big difference.

Here are a few ways to start:

• Track your spending – knowing where your money goes gives you power

• Set micro-goals – even saving a small amount each week can build momentum

• Ask for help – you’re not expected to do it alone. Support is available

If your workplace offers financial counselling or support services, consider taking advantage of them. These tools are here to help you move forward—no judgement, just support.

Let’s Talk About It

Most importantly, don’t let money become a silent stressor. The more we normalise talking about financial wellbeing, the more we can reduce the shame and stigma attached to it. Reaching out doesn’t mean you’ve failed—it means you’re taking steps to thrive.

Remember: looking after your financial health is an act of self-care.

You deserve to feel secure, supported, and stress-free—not just at work, but in life.